Homebuyers like yourself want to make well-informed decisions whenever possible. The home inspection is a crucial step in the buying process and 3Sixty Home Inspections is here to help make it as easy as possible. Although the standard inspection is usually all-encompassing, you should be familiar with another type of inspection known as the 4-point inspection. This is known as one of two inspections required by your insurance company, the other being a wind mitigation inspection. Read about that here.

What is a 4-Point Inspection?

A 4-point inspection is a general overview of four key components of a home: the roofing, plumbing, electrical, and HVAC systems. The scope of the inspection is based on insurance guidelines. When writing insurance policies on homes, insurance companies often require this type of inspection to gauge the building’s overall condition and spot any potential hazards.

Roof Inspection:

The roof’s age, materials, and overall condition are evaluated over the course of a 4-point inspection. Your 3Sixty Home Inspection inspector will inspect the roof for wear and tear, leaks, and the remaining life expectancy.

Examination of the Plumbing System:

The age, type of pipes, and overall plumbing condition will be evaluated during the 4-point inspection. Our 3Sixty home inspector will look for things like leaks, corrosion, and cracks. They’ll check the water heater to make sure it’s in good shape and look for polybutylene pipes, which may be uninsurable.

Examining the Electrical Infrastructure:

The electrical system is another essential part of a house, and problems with it can be dangerous. During a 4-point inspection, the inspector looks for signs of potential fire hazards like aluminum wiring, checks the condition of the electrical panel, and for other potential safety issues.

Examination of the Heating, Ventilation, and Air-Conditioning:

The key to a pleasant indoor climate is a properly operating HVAC system, which includes heating, ventilation, and air conditioning. The 4-point check will evaluate the HVAC system’s efficiency, as well as its age and condition. The inspector will verify that the system has been well-maintained by looking for signs of damage or wear and tear.

As a buyer, why should you care about a 4-point inspection?

While insurance providers typically require a 4-point inspection, with this data in hand, you may also be able to find better home insurance rates.

Book your 4-point inspection today.